# Gaia Markets

> Gaia Markets is a decentralized parametric insurance protocol that enables permissionless risk markets with transparent price discovery, deep liquidity, and instant on-chain settlement.

## Product

Gaia replaces the opaque broker-underwriter stack with an open protocol. Any participant can create a parametric market, provide liquidity, purchase coverage, or run oracle infrastructure — without permission.

## Pages

- [Home](/): Full marketing homepage including hero, problem statement, solution overview, how it works, who it's for, sample markets, roadmap, and waitlist signup.

## Page Sections

- **Hero** (`#hero`): Primary value proposition — "Hyper Efficient Risk Markets". Waitlist signup form. Key metrics: $34B addressable market, 116% sector growth, Q3 2026 beta.
- **Problem** (`#problem`): Four pain points affecting Legal Teams, Brokers, Underwriters, and Market Analysts in the current parametric insurance market.
- **Solution** (`#solution`): Four protocol features — Transparent Price Discovery, Deep Liquidity, Permissionless Access, Market-Sized Coverage.
- **How It Works** (`#how-it-works`): Three-step flow: Create (define trigger + oracle + window + payout) → Price (open order book, LP competition) → Execute (oracle verify, on-chain settle, instant payout).
- **Who It's For** (`#who-its-for`): Four participant types — Liquidity Providers, Node Operators, Traders, The Insured.
- **Markets** (`#markets`): Sample parametric markets: Gulf Coast Hurricane, Midwest Drought Index, ETH/USD Volatility Spike. Each shows coverage amount, premium rate, LP APY, and liquidity depth.
- **Roadmap** (`#roadmap`): Four quarters — Q1 2026 (Protocol Design, complete), Q2 2026 (Testnet Alpha, in progress), Q3 2026 (Beta Launch, upcoming), Q4 2026 (Open Protocol, upcoming). Second waitlist CTA.
- **Footer**: Navigation links, community links, developer resources, /llms.txt mention.

## Tech Stack

- Framework: Next.js 16 (App Router, React 19)
- Styling: Tailwind CSS v4
- Language: TypeScript
- Fonts: Geist Sans, Geist Mono

## Key Concepts

- **Parametric insurance**: Coverage that pays out automatically when a predefined, measurable trigger condition is met (e.g., wind speed, rainfall index, price threshold) — no claims process required.
- **AMM-style liquidity**: Liquidity providers deposit capital into risk pools and earn premium yield as underwriters.
- **Oracle network**: Node operators run validators that verify trigger conditions on-chain, earning fees per settlement.
- **Permissionless markets**: Any wallet can create a market by specifying trigger, oracle, coverage window, and payout structure.